I’ve had my iPhone 4s for a couple of years now and started having problems keeping it charged. Sometimes the battery would get to 41% and the phone would just shut down. Sometimes it would get to 20% or 12% or 3% but once it got past 40% I needed to expect it to shut
In a time of government overspending and debate over the debt ceiling it seemed only appropriate that we talk about HOW TO BALANCE YOUR CHECKBOOK. I was reading Facebook today and came across this wonderfully quizzical post by Dale McCaskill… So, the Government Leaders say we have to raise the Debt Limit so we can
How to Track Your Spending and Use the Envelope System You Gotta Be Knowin’ Where the Money is Goin’! That’s the first step to making your money behave. Have you ever gotten to the end of the month and wondered where all of the money went? Have you ever broken a $100 bill and
I’ve lived through most of these stages of life and here is how they typically seem to go… I’m in my 20’s… I’m not even thinking about retirement! I’m in my 30’s… I’ve got a family to take care of and my career is just taking off! When I make more money I’ll be able to start
The mission of USDA Rural Development’s Single Family Housing Guaranteed Loan Program is to assist low to moderate income rural home buyers achieve their dream of home ownership! USDA Rural Development uses approved local lenders to extend 100% financing opportunities to eligible rural individuals and families for the purchase of safe and sanitary dwellings. These federally guaranteed
Getting a mortgage for a home can seem like a complicated and mysterious process. Just like any good investment, you should never buy anything that you don’t understand. Knowing how the mortgage lending system works will relieve much of the stress and anxiety associated with making what is most likely the largest purchase of your
Baby Step # 7 – Build Wealth and Give We’ve worked hard and struggled to pay off all of our debts… we’ve even paid off the house in Baby Step #6… What do we do now? Build Wealth and Give!!! It may sound counter-intuitive but giving is the best thing that you can do with the money
Baby Step # 6 – Pay Off Your House Early Pay off the house early… Why would I do that? There are several aspects to our financial decisions. If you just look strictly at the math, especially if you have recently financed your home at a record low interest rate, a case can be made
Baby Step # 5 – College Funding for Your Children When you get to Baby Step #5 you’ve used the Debt Snowball to get out of debt, you’ve fully funded 3 to 6 Months of Expenses into your Emergency Fund and you’re Investing 15% of Your Household Income into appropriate retirement accounts. Now we want to
Baby Step # 4 – Invest 15% of your Household Income into ROTH IRA’s and Pre-Tax Retirement. By the time you get to Baby Step #4 you have paid off all of your debt except for your house. You have fully funded your emergency fund with three to six months of living expenses and you’re feeling
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Another BREW by Ballen Brands
