Irving Cares Earns a 4-Star Rating
Congratulations to Teddy Story and Irving Cares for earning the coveted 4-star rating from Charity Navigator. Here is the Dallas Morning Story by Deborah Fleck Irving Cares earns 4-star rating Irving Cares’ sound fiscal management practices and commitment to accountability and transparency have earned it a 4-star rating from Charity Navigator, America’s largest independent charity evaluator. It’s […]
Financial Fitness Friday – Seven Credit Card Danger Signs and A High Tech Reason Not To Carry Them!
Credit cards are often used as extensions of our income but just because we have a high credit limit doesn’t mean we’re free to purchase whatever we want. Amie and I found this out the hard way by racking up credit card debt multiple times. Here are seven credit card danger signs and a high tech […]
Financial Fitness Friday – Since The Government Is Shut Down This Seemed Appropriate – How To Balance Your Checking Account!!!!
In a time of government overspending and debate over the debt ceiling it seemed only appropriate that we talk about HOW TO BALANCE YOUR CHECKBOOK. I was reading Facebook today and came across this wonderfully quizzical post by Dale McCaskill… So, the Government Leaders say we have to raise the Debt Limit so we can […]
Financial Fitness Friday – You Gotta Be Knowin’ Where the Money is Goin’
How to Track Your Spending and Use the Envelope System You Gotta Be Knowin’ Where the Money is Goin’! That’s the first step to making your money behave. Have you ever gotten to the end of the month and wondered where all of the money went? Have you ever broken a $100 bill and […]
Financial Fitness Friday – You Need a Money Map and Mindy Cook Knows How to Draw One!!!
I’ve lived through most of these stages of life and here is how they typically seem to go… I’m in my 20’s… I’m not even thinking about retirement! I’m in my 30’s… I’ve got a family to take care of and my career is just taking off! When I make more money I’ll be able to start […]
Financial Fitness Friday – Build Wealth and Give!!!
Baby Step # 7 – Build Wealth and Give We’ve worked hard and struggled to pay off all of our debts… we’ve even paid off the house in Baby Step #6… What do we do now? Build Wealth and Give!!! It may sound counter-intuitive but giving is the best thing that you can do with the money […]
Financial Fitness Friday – Pay Off Your Home Early
Baby Step # 6 – Pay Off Your House Early Pay off the house early… Why would I do that? There are several aspects to our financial decisions. If you just look strictly at the math, especially if you have recently financed your home at a record low interest rate, a case can be made […]
Financial Fitness Friday – Funding for College
Baby Step # 5 – College Funding for Your Children When you get to Baby Step #5 you’ve used the Debt Snowball to get out of debt, you’ve fully funded 3 to 6 Months of Expenses into your Emergency Fund and you’re Investing 15% of Your Household Income into appropriate retirement accounts. Now we want to […]
Financial Fitness Friday – Invest For Retirement
Baby Step # 4 – Invest 15% of your Household Income into ROTH IRA’s and Pre-Tax Retirement. By the time you get to Baby Step #4 you have paid off all of your debt except for your house. You have fully funded your emergency fund with three to six months of living expenses and you’re feeling […]
Financial Fitness Friday – Three to Six Months of Expenses in Savings
Baby Step # 3 – Three to Six Months of Expenses in Savings In Baby Step #1 we talked about putting $1000 in your emergency fund because Jesus warned us, “in this life, you will have trouble.” We also defined an emergency as an UNEXPECTED EVENT THAT YOU CAN’T PLAN FOR. Your $1000 emergency fund was designed […]